Entering the new year we look back on the key ideas brought over by 2022 in digital banking. Last year, Bucharest was the meeting place for the most influential voices in banking and finance. The 7th edition of Banking 4.0 – Embedded is the answer! has gradually become the reference reunion for international financial experts and local bankers. The most recent edition of the event came with a series of innovations, both in terms of thematic content, development format, and management structure.
Cel mai de incredere canal nebancar unde oamenii se asteapta sa poata contracta servicii si produse bancare este platforma ghiseul.ro, prim intermediul careia romanii isi pot plati acum taxele si impozitele. Pe locurile urmatoare se situeaza magazinele online si platformele de social media. Sunt insa segmente din piata care se asteapta ca produsele bancare sa fie oferite inclusiv prin intermediul site-urilor primariilor sau ale institutiilor religioase. Nu sunt excluse nici platformele de „dating”.
Peste jumatate dintre romanii din mediul urban se asteapta ca si pe viitor bancile sa faca ceea ce fac acum, numai ca vor fi mai putine banci, potrivit unei cercetari realizate de iSense Solutions la comanda NOCASH.
Au mai ramas cateva ore pana la startul unei noi editii de Banking 4.0, eveniment international organizat la nivel de experti, care analizeaza impactul tehnologiilor emergente asupra industriei serviciilor financiar-bancare.
100 de experti din 23 de tari vor urca pe scena conferintei pentru a prezenta si analiza solutiile dar si tendintele care castiga teren in piata. Tema acestei editii este „Resilience in Banking – the answer in embedded”.
Studenti de la Facultatea de Cibernetica din ASE si Facultatea de Automatica din Politehnica au testat aplicatiile de mobile banking pentru 14 banci, care acopera cel putin 80% din piata: Alpha Bank, BT, BCR, BRD, CEC Bank, Credit Europe Bank, First Bank, Garantibank, Libra Internet Bank, OTP Bank, Patria Bank, Raiffeisen, ING si Unicredit. Care dintre ele este cu adevarat cea mai „smart” sau cea mai „cool” si care are nevoie de imbunatatiri serioase pentru a putea fi considerata un real canal de banking la distanta? Concluziile vor fi prezentate la Banking 4.0.
In a world of financial services going through a heavy transformation, Rōnin is assuming the mission to transform the way investments in start-ups are done. The company is building an ecosystem where founders, investors, professionals and corporates are working together to make innovation accessible to everyone.
Visa, a world leader in digital payments, is the Silver Partner of the Banking 4.0 international conference. The company’s relentless focus on innovation is a catalyst for the rapid growth of digital commerce on any device for everyone, everywhere.
Payment processing is a fundamental part of the services banks provide to their clients. But it is also highly complex. Developments such as the introduction of instant payments, new regulatory obligations by ECB and by the National Banks and increasing customer expectations force the industry to reshape payment processing drastically. This leads to serious challenges for banks, and puts pressure on margins.
Potrivit NETOPIA Payments, cel mai utilizat procesator de plăți online din România, în ziua de 11 noiembrie 2022, când majoritatea comercianților parteneri au desfășurat campania de Black Friday, numărul tranzacțiilor online cu cardul a crescut cu aprox. 27% comparativ cu ediția precedentă. Suma medie cheltuită în ediția din acest an a evenimentului a fost de 322 lei, în ușoară scădere față de 2021, când s-a situat la circa 370 lei.
Romanians like to go on holiday often, but the related costs might become a challenge this year and moving forward amid the general rise in prices. To support Romanians in the current economic context, tbi bank has launched a BNPL (Buy Now, Pay Later) financing solution that allows them to pay for their holidays purchased from Christian Tour, one of the largest tour operators in Romania.